How Can a Truck Accident Lawyer Help Navigate Insurance Claims?
Commercial trucks are much larger and heavier than regular passenger vehicles. The significant difference in size and weight has a profound impact on the severity of injuries in truck accidents.
Accidents involving commercial trucks can be deadly and result in devastating injuries. The cost of injuries and damages rises substantially in collisions involving trucks. Skilled Philadelphia Truck Accident Lawyers have the expertise to analyse key evidence, identify potentially liable parties, and determine their respective degrees of fault.
Filing an insurance claim or a personal injury lawsuit against a trucking company can be intimidating and overwhelming. Trucking companies and their insurers try to avoid paying adequate damages by offering low initial settlements or denying claims.
Understanding Your Insurance Policy
Your lawyer will kickstart the insurance claims process by reviewing your policy to identify your coverage types and limits.
When you file an accident claim, policy limits play a significant role in determining compensation. Policy limits set the maximum amount an insurance company will pay for a claim.
Commercial trucks carry extensive insurance policies.
A victim may have to bear costs if the damages exceed policy limits.
Insurance companies and their legal teams fight harder against insurance claims of truck accident victims.
When damages exceed limits, the experienced lawyers at The Law Offices of Greg Prosmushkin help victims pursue additional compensation through the liable driver’s assets or claims against additional insured parties.
Your Uninsured Motorist/ Under-insured Motorist (UM/UIM) coverage may help compensate you beyond the at-fault driver’s policy limits.
Filing a lawsuit may become necessary to access compensation beyond policy limits.
In Pennsylvania, there is a two-year statute of limitations from the date of injury to file a claim in court.
Accident Investigation
To maximise profits, trucking companies may force drivers to work beyond federal hours of service limits, drive without proper training, or even skip mandatory inspections of company-owned trucks. Trucking companies push drivers to cover more miles in less time. Speeding, distractions, failure to yield the right of way, impairments (alcohol, drugs, illness, fatigue), reckless driving, and failure to keep in the proper lane are leading causes of truck accidents.
At The Law Offices Of Greg Prosmushkin, P.C. We conducted a detailed investigation of the accident. We perform a thorough analysis of the accident scene using a network of independent investigators and accident reconstruction specialists.
Our lawyers carefully examine all documentation and reports, including the truck driver logbook, police report, testimony of witnesses, maintenance records, and inspection reports.
Liability Determination
Truck accident claims may involve multiple parties along with their insurers
At The Law Offices Of Greg Prosmushkin, an experienced personal injury lawyer specialising in accident cases can guide you to determine which party bears the maximum responsibility.
Pennsylvania follows a modified comparative fault system. Assigning fault in Philadelphia truck accident cases is often a complex process. An individual cannot recover compensation if they are more than fifty-one responsible for causing an accident.
If more than one party is responsible for the victim’s injuries, each party will be responsible for compensating the victim based on their percentage of fault.
If the victim bears some fault, the compensation is reduced by their percentage of fault.
Determining fault and identifying liable parties are complicated tasks that you should entrust to an experienced truck accident attorney.
Negligent parties in truck accidents may include the driver, the trucking company, or both, the truck manufacturer, truck maintenance professionals, passenger vehicle drivers, loaders and shippers, and in some cases even the government.
Contact A Philadelphia Truck Accident Lawyer Today
If you or a loved one have suffered injuries due to the carelessness or negligence of a truck driver in Philadelphia, you deserve adequate compensation for your injuries and damages.
Call an experienced truck accident lawyer at The Law Offices of Greg Prosmushkin for a free case evaluation right away.
